1. Introduction

1.1 Agreement to Terms

By accessing or using the services of Chinfin Gold Pty Ltd ("we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you disagree with any part of the terms, you may not access our services.

1.2 Eligibility

You must be at least 18 years of age to use our services. By using our services, you represent and warrant that you meet this age requirement.

1.3 Service Description

Chinfin Gold provides precious metals trading, investment services, and related financial products. All services are subject to market conditions and regulatory requirements.

2. User Accounts

2.1 Account Creation

To access certain features, you must register for an account. You agree to provide accurate, current, and complete information during registration.

2.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

2.3 KYC Requirements

We are required by law to verify your identity. You agree to provide requested documentation, which may include government-issued ID and proof of address.

Required Documents

• Valid government-issued photo identification
• Proof of residential address (utility bill, bank statement)
• Tax identification number (where applicable)
• Source of funds documentation (for large transactions)

3. Purchases & Transactions

3.1 Pricing

All rates are subject to change without notice. Rates for precious metals are based on current market rates plus our premium.

3.2 Order Acceptance

All orders are subject to acceptance by Chinfin Gold. We reserve the right to refuse any order for any reason, including market conditions or regulatory requirements.

3.3 Delivery & Storage

Physical delivery options and secure storage services are available subject to additional terms and fees.

4. Intellectual Property

4.1 Ownership

All content, trademarks, service marks, and logos are the property of Chinfin Gold or its licensors and are protected by intellectual property laws.

4.2 License

We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes.

4.3 Restrictions

You may not modify, reproduce, distribute, or create derivative works based on our content without express written permission.

5. Limitation of Liability

5.1 Market Risks

You acknowledge that precious metals markets are volatile. Chinfin Gold is not responsible for any losses due to market fluctuations.

5.2 Service Availability

We do not guarantee uninterrupted access to our services. We are not liable for any downtime or service interruptions.

5.3 Maximum Liability

Our total liability for any claim related to our services shall not exceed the amount you paid to us in the 12 months preceding the claim.

Investment Disclaimer

Precious metals investing involves risk. Past performance is not indicative of future results. Consult with a financial advisor before making investment decisions.

6. Governing Law

6.1 Governing Law

This User Agreement shall be interpreted and enforced in accordance with the applicable laws of India. The website’s policies are aligned with the provisions of the Information Technology (Amendment) Act, 2008 (ITAA 2008), enacted by the Government of India. This includes compliance with regulations concerning information security, cyber terrorism, and data protection. Specifically, the guidelines on Sensitive Personal Information and Reasonable Security Practices outlined in Section 43A of the ITAA 2008 shall be strictly adhered to

7. Changes to Terms

7.1 Modification Rights

We reserve the right to modify these Terms at any time. We will provide notice of material changes through our website or email.

7.2 Continued Use

Your continued use of our services after changes become effective constitutes acceptance of the modified Terms.

8. Contact Information

8.1 General Inquiries

For questions about these Terms, please contact us:

Email

[email protected]

Phone

+91 93639 34949

Postal Address

Chinfin Gold Trading Pvt Ltd,
38/2, Sahayamatha Street, AA Road, Gnanaolivupuram, Madurai-625016.